Here is my sketch
And here is my card I made using the sketch.
For the main image I have used all Alota stamps. The house background is a new stamp called Winter Home. The bears have been cut out and I have used 3D pads to adhere them to the side of the house image. The holly is also from Alota stamps and has been adhered with 3D pads also. The images have all been coloured in with promarkers and a little bit of sakura clear star pen for sparkle. All the papers and cardstock are from a Stampin Up set called I wish. A really gorgeous set. The sentiment is from Alota too and is from a Christmas sayings set.
You can find the sketch challenge here http://www.papercraftplanet.com/group/alotarubberstamps/forum/topics/alota-sketch-challenge-one. Hope to see your card :0)